Obviously if we have health issues, we won’t travel as much

That is why we are exercising now. Cancer doesn’t really run in our family so I am not too worried about that. Wife’s grandmother lived to be 94 with no major health issues. Make sure you start to budget for Long Term Health insurance about 3-4 years before you turn 60. It will probably be about $300.00 a month, but if nursing homes start to cost $500 a day, it will be worth it.